The legendary economist and best-selling author states that the elements 
driving up the whole metals market, with gold at its front, will continue next 
year. In a recent interview, Rickards explained that he would not be surprised 
if gold reaches prices of $10,000 and silver follows with $200 in 2026. Jim 
Rickards Bets on a […]

Jim Rickards’ Explosive Predictions: Gold to $10,000, Silver to $200 in 2026

Can a digital asset like XRP realistically sit at a few dollars if it is 
expected to serve as an important liquidity layer for the global financial 
system? That question is at the center of a growing debate around XRP’s market 
value and is the basis of comments shared on X by Jesse of Apex Crypto. His 
argument challenges the idea that XRP can function as a worldwide liquidity 
instrument through Ripple’s framework while maintaining a relatively low 
valuation around $3, which he says doesn&#8217;t make sense. The Liquidity Argument 
Behind XRP’s Valuation Debate XRP’s price history shows a clear ceiling that 
it has struggled to overcome. Since launch, the token has never sustained a 
move above the $4 level, with its highest recorded peak sitting around $3.65 
in mid-July. Recent weeks have been even more challenging, as XRP has been 
trading under $2 with the entire crypto market going through a weak phase. 
Related Reading: $130 Million XRP Fumble: Analyst Reveals What Went Wrong 
Despite this, some bullish analysts continue to speculate about scenarios 
where the price revisits the $3 region. That outlook, however, was directly 
challenged by Jesse of Apex Crypto, who asserted that even a $3 valuation 
fundamentally misses the point of what XRP is designed to become. Jesse’s 
position is built around XRP’s intended role in global finance. According to 
him, if XRP grows into a primary liquidity source for cross-border settlements 
like it was intended to be, then a valuation around $3 would not align with 
that responsibility. In his video commentary, he questioned what XRP would 
ultimately be backed by or pegged to, pointing to a structure tied to vast 
pools of global financial assets. These include fiat currencies, potential 
central bank digital currencies, and even commodities such as gold or silver. 
He noted that such a framework would imply that the total value represented by 
XRP tokens would correspond to the combined value of these underlying assets. 
In simple terms, if roughly 100 billion XRP were expected to support or 
represent liquidity linked to trillions of dollars in global assets, then a 
single-digit price per token would appear mathematically inconsistent. From 
this perspective, XRP’s valuation would need to reflect the scale of the 
assets it helps move. Institutional Adoption Versus Price Reality The 
valuation debate is much more complex when placed alongside Ripple’s growing 
institutional footprint. Ripple has continued to expand partnerships with 
banks, payment providers, and financial institutions across multiple regions, 
which strengthens the case that its technology is gaining traction within 
traditional finance. Related Reading: Dogecoin Price Could Rally If It 
Reclaims This Fibonacci Level At the corporate level, Ripple’s valuation and 
funding activity point to strong confidence from large investors, a factor 
Jesse of Apex Crypto believes should provide a valuation floor for XRP. 
However, XRP’s market price has not mirrored this institutioacnal momentum. 
Even with XRP-related investment products gaining attention and steady 
inflows, the price action is still limited, and the cryptocurrency might 
continue trading at low valuations in the near term. Featured image created 
with Dall.E, chart from Tradingview.com

Why The Current XRP Valuation Doesn’t Make Sense

Caroline Ellison will exit federal custody on Jan. 21, 2026, after broad 
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supervision. Caroline Ellison, former chief executive officer of Alameda 
Research, is scheduled for release from federal…

Ho ho ho: Caroline Ellison set for Jan. 21, 2026 release after FTX cooperation deal

Obyte marks its ninth anniversary with new governance, DeFi apps, and a 
virtual city built on its DAG-based, fully decentralized crypto network. 
Obyte, a decentralized cryptocurrency network, reached its ninth anniversary 
on December 25, 2025, marking nine years since its…

Obyte marks ninth anniversary with on-chain governance and new DeFi tools

AMLBOT data shows Tether froze about $3.3b vs Circle’s $109m between 
2023–2025, exposing stark differences in how the two largest stablecoin 
issuers police funds. Tether and Circle demonstrated significantly different 
approaches to freezing stablecoin addresses between 2023 and 2025, with…

Cryptocurrency price in PKR