Payment systems offer numerous layers for innovation beyond just transactions. 
Cash App leveraged existing infrastructure to innovate instant payments. The 
US dual banking structure fosters fintech innovation through diverse 
competition.
The post Zach Abrams: Stablecoins will revolutionize payment systems | Epicenter appeared first on Crypto Briefing.

Zach Abrams: Stablecoins will revolutionize payment systems | Epicenter

The Bitcoin price remains in a fragile phase in its broader market structure, 
alternating between recovery attempts and lingering macro uncertainty. 
Structurally, the market is in a transitional state, as it leaves euphoric 
expansion but is not yet fully in capitulation. Ultimately, current price 
action reflects a tug of war between long-term conviction holders and short- 
term speculative flows. Nonetheless, on-chain data suggests that the premier 
cryptocurrency is likely to embark on more trips to the downside. CVDD: 
Bitcoin’s Compass to Cycle Lows Since 2012 In a recent post on the X platform, 
market analyst Ali Martinez revealed that the Cumulative Value – Days 
Destroyed (CVDD) has identified Bitcoin’s bottom since 2012. According to the 
crypto pundit, the metric is one of the most respected long-term on-chain 
indicators for identifying structural lows, and its current value is $45,225. 
Related Reading: BNB Chain Expands With $1B Fund Access While BNB Price Nears 
Critical Support Launched by Satoshi Nakamoto in 2009, CVDD is a long-term 
Bitcoin valuation metric designed to identify major market bottoms by 
analyzing the behaviour of long-term holders. To understand CVDD, one needs to 
recognize the Coin Days Destroyed (CDD). CDD is every Bitcoin accumulated that 
remains unmoved in a wallet. Now, CVDD tracks the cumulative historical value 
of destroyed coin days and adjusts it into a valuation model to produce a 
price level that historically aligns with the major Bitcoin cycle bottom. 
Since 2012, CVDD has consistently marked major Bitcoin price bottoms with 
remarkable accuracy. The model essentially measures when older, long–held 
coins are spent. Because long-term holders tend to distribute near cycle tops 
and accumulate during deep bear phases. Is Bitcoin Sitting On A Hidden Safety 
Net? Over time, CVDD has acted as a floor beneath price during severe 
drawdowns. In past cycles, including the 2015 bear market bottom, the 2018 
capitulation, and the 2022 sell-off, the Bitcoin price often approached or 
briefly fell below the CVDD line before staging long-term recoveries. 
Currently, CVDD sits at $45,225, a level that represents what many would 
consider a deep value zone within the current market structure. It does not 
necessarily imply that price must fall to this level, but rather that it 
serves as a historically significant structural support if broader market 
conditions further deteriorate. When BTC trades comfortably above CVDD, it 
typically signals that the market remains in a healthier macro position. 
Meanwhile, when the Bitcoin price compresses towards it, sentiment often 
becomes pessimistic, and long-term accumulation tends to intensify. As Bitcoin 
consolidates within its current range, it might be helpful to monitor whether 
the price maintains sufficient distance above the $45,225 CVDD level. A 
decisive move toward it could signal deeper corrective pressure, while 
sustained strength above it reinforces the argument that the broader cycle 
remains structurally intact. As of this writing, BTC is valued at around 
$70,000, reflecting a modest price increase of nearly 2% in the past day. 
Related Reading: Bitcoin NUPL Back In Hope/Fear Region: What Happens Next? 
Featured image from iStock, chart from TradingView

Bitcoin Price To Bottom At $45K? On-Chain Indicator Says Yes

Crowdsourcing played a crucial role in the development of Google Maps, 
allowing users to contribute by mapping their communities. Decentralized 
governance systems can function effectively by enabling community involvement 
and trust-based moderation. The global economy currently serves only a frac&#8230;
The post Lalitesh Katragadda: Crowdsourcing can transform global mapping and governance | Raoul Pal appeared first on Crypto Briefing.

Lalitesh Katragadda: Crowdsourcing can transform global mapping and governance | Raoul Pal

XRP has edged back above $1.40 after weeks of uneven trading, but some 
investors believe the quiet recovery could be the start of a longer story. 
Related Reading: Urgent Crypto Reform: Treasury Secretary Says The Clock Is 
Ticking The token was changing hands near $1.43 at last check, still far from 
past highs. While the broader crypto market remains cautious, fresh comments 
from a European investment executive have added fuel to longer-term price 
discussions. Bold Forecasts From A German Investor During a recent segment on 
Der Aktionär TV, Michel Oliver, head of Tokentus Investment AG, said XRP could 
reach between $7 and $9 in a future bull cycle. Based on reports, he tied that 
projection to growing institutional use of the network and what he sees as its 
expanding role in global payments. He argued that the token could serve as a 
core settlement asset if adoption continues at the current pace. Oliver 
pointed to infrastructure rather than short-term hype. According to him, the 
foundation is being laid through licensing wins and partnerships that could 
support larger transaction volumes over time. He stressed that such growth is 
unlikely to be fully realized in the current market phase, suggesting the 
bigger move may come after another reset in sentiment. 😳German news media says 
#XRP will be the backbone of the new financial system. Targets mentioned: ▫️ 
$7–$9 in the near term pic.twitter.com/u79obRShDL — BULLRUNNERS 
(@BullrunnersHQ) February 10, 2026 Licenses And Network Expansion Reports note 
that Ripple has secured more than 60 financial licenses worldwide, including 
an electronic money license in the United Kingdom. That approval allows the 
firm to operate certain regulated payment services in the region. The 
regulatory footprint has been expanding steadily, and that progress has been 
highlighted as a reason for long-term optimism. The base blockchain is called 
XRP Ledger. It was created to facilitate quick and cheap transactions. XRP is 
used to facilitate this. The assumption is that as more institutions are added 
to this ledger, this token could increase. The counterpoint to this is that 
this doesn&#8217;t necessarily translate to an increase in value. Currently, to go 
from this price to $9, it would be an increase of more than 500%. While this 
is possible, it has been done before. It requires a lot of money to come into 
this market. European Access Broadens Access to XRP has broadened within 
Europe. The crypto exchange Safello has increased access to XRP within more 
European Union countries. It has done this after receiving authorization under 
the Markets in Crypto-Assets framework. The exchange has supported XRP trading 
since December 2025. Related Reading: XRP Set To Dethrone Bitcoin Within 6 
Years, Entrepreneur Says Greater availability can improve liquidity. It can 
also draw new participants into the market. Still, exchange listings alone 
rarely drive multi-hundred-percent gains. For now, XRP sits in a rebuilding 
phase. Some investors are watching licensing growth and ETF inflows as early 
signs of strength. Others remain cautious, noting that infrastructure progress 
must eventually show up in sustained demand. The coming cycles will determine 
whether the $7 to $9 range becomes a milestone or remains an ambitious 
forecast. Featured image from Unsplash, chart from TradingView

XRP Spotlighted In German Media With Bold $9 Projection

Bitcoin price stands at $69,397, commanding a market capitalization of $1.40 
trillion, with $42.58 billion in 24-hour trading volume. Over the past day, 
bitcoin has traded within a tight intraday range of $69,286 to $70,897, 
pointing to a market that is active, liquid, and carefully positioning itself. 
Bitcoin Chart Outlook At this level, bitcoin is […]

Cryptocurrency price in GBP