As Wall Street accelerates its shift toward tokenized assets, XRP is 
increasingly being viewed as a potential bridge at the center of this 
transformation. Major financial players are exploring blockchain-based 
versions of stocks, ETFs, and the demand for efficient, real-time settlement 
infrastructure is intensifying. This shift is placing renewed focus on 
blockchain solutions capable of supporting global-scale liquidity and 
interoperability. How XRP Gains Relevance In Tokenized Financial Markets The 
shift toward tokenized finance is accelerating, with Ripple and XRP 
increasingly positioned at the center of Wall Street transformation. An 
analyst known as Pumpius on X revealed that a key part of this development is 
a reported collaboration between Franklim Templeton, worth $1.7 trillion, and 
Ondo Finance to issue tokens backed by real-world assets such as stocks and 
ETFs. Related Reading: Ripple Pushes XRP Global With Multi-Continent Expansion 
Drive Pumpius argues that while this is being framed as innovation, it 
connected the dots. At the early stage of this partnership, Ripple and Ondo 
have already introduced tokenized US Treasuries through OUSG on the XRP 
Ledger, leveraging RLUSD for near-instant minting and redemption. In parallel, 
Ripple has collaborated with Franklin Templeton and DBS Bank to explore 
tokenized fund trading and lending with sgBENJI and RLUSD on the XRPL. 
Currently, Franklin Templeton is reportedly moving into the ecosystem, using 
Ondo to tokenize its own EFTs, growth funds, large-cap stocks, gold, high- 
yield bonds, and income products. Within this model, the XRP Ledger serves as 
the underlying rails, and the Ripple RLUSD stablecoin facilitates settlement. 
This quietly reinforces the role of the XRP ecosystem in enabling seamless 
asset movement. XRP Ledger Moves From Experimentation To Real-World Deployment 
A major shift may be underway across Africa as Ripple expands its 
infrastructure footprint, particularly around the XRP Ledger. Crypto analyst 
Stellar Rippler has reported that Nigeria is currently adopting the Ledger 
infrastructure through instant Naira payouts and payments, Ripple Custody, and 
zero-knowledge privacy pilots on the XRPL. Related Reading: Why SWIFT’s Latest 
Global Payments Infrastructure Is Bullish For XRP Holders One of the most 
notable advancements in this move is Ripple supercharging crypto-to-Naira 
payment through Redotpay, enabling users to send XRP or RLUSD and receive 
local currency directly into Nigerian bank accounts within minutes. On the 
institutional side, Absa Bank, one of South Africa&#8217;s biggest banks, is now 
Ripple&#8217;s first major custody partner on the continent. Ripple has also 
collaborated with Mobile Financial Services (MFS) to bring on-demand liquidity 
(ODL) solutions across Africa. Meanwhile, a pilot program led by the 
DNAOnChain initiative involving zero-knowledge (ZK) privacy technology is 
reportedly underway on the XRPL testnet in Nigeria. These zero-knowledge 
proofs are anchoring real privacy infrastructure. According to Stellar 
Rippler, they don&#8217;t want individuals connecting the dots on Africa&#8217;s 
remittance revolution, including private on-chain infrastructure and 
institutional rails. Featured image from Freepik, chart from Tradingview.com

XRP Positioned At The Center Of Wall Street’s Tokenization Boom — Is A Rally Emerging?

Ripple’s Brad Garlinghouse noted that stablecoin trading volume soared to over 
$33 trillion in 2025, while Bloomberg predicted that stablecoin flows would 
hit $56.6 trillion by 2030.

Stablecoins will be crypto’s ‘ChatGPT moment’ for businesses: Ripple

Scrutiny over crypto access to the U.S. payment system intensifies as 
lawmakers question how Kraken secured Federal Reserve account approval, 
raising fresh concerns about regulatory consistency, risk controls, and the 
future of digital asset integration. Lawmaker Presses Fed Over Crypto Account 
Approval Heightened scrutiny over access to U.S. payment infrastructure is 
intensifying as policymakers examine […]

US Lawmaker Probes Federal Reserve Approval of Kraken, Warns of ‘Critical’ Risk

XRP’s long-running market cap debate misses the real question, according to 
Digital Ascension Group CEO Jake Claver: can the network absorb institutional- 
scale payment flows without blowing out execution costs? In a March 26 video, 
Claver argued that market cap is a poor measure of a digital asset’s 
functional strength and said XRP’s price would need to rise materially if it 
is ever to support bank-scale settlement. Claver framed the case around what 
he called a “liquidity index,” a model he says is designed to measure “the 
true utility and stability of a digital asset” rather than just its headline 
valuation. His framework combines six variables: market depth, liquidity 
continuity, slippage, available supply, settlement speed, and access. When 
those factors are assessed together, he said, the key requirement for a 
payments asset is not speculative upside but a high enough price to make large 
transactions workable. Related Reading: Analyst Reveals The Plan For XRP Price 
Using The Bitcoin Chart “The assets that will power the next financial system 
can’t just be volatile speculation,” Claver said. “They actually require a 
high stable price in order to function at a global scale.” Why XRP Could Need 
A Much Higher Price His argument starts with supply. Claver compared XRP to a 
scarce collectible, saying the relevant figure is not just total issuance but 
how many tokens are actually available to trade. If demand rises while more of 
the supply is effectively locked away, the remaining float becomes more 
valuable. He tied that directly to XRP’s payments thesis, describing it as 
“fixed supply, growing demand,” with the reduced amount left on the market 
doing more of the pricing work. From there, Claver turned to market depth, 
which he cast as the central constraint for institutional use. He likened XRP 
liquidity to a pool of water that must be deep enough to absorb a large 
entrant without chaos. If a bank wanted to move $100 million across borders 
using XRP, he said, a shallow market would not absorb the flow cleanly and 
price dislocation would follow. “The lever for that has got to be price,” he 
said. “If XRP is worth $1 each and you need to move $100 million to the 
network, you need a hundred million tokens sitting in the pool ready to be 
able to absorb that trade. But as the pool gets larger and let’s say XRP is 
worth $100 each, you only need a million tokens to absorb the same $100 
million trade.” Related Reading: XRP Could Be Building A Major Short Squeeze, 
Analyst Says That logic extended to slippage, which Claver described as one of 
the clearest reasons banks are not yet using crypto rails for large-value 
transfers. He said a $100 million XRP transaction today could lose “somewhere 
around 10% just because of slippage,” or roughly $10 million, while 
traditional equity markets can process similar size for less than half a 
percent. To narrow that gap, he argued, the value sitting on order books would 
need to grow by roughly 20 to 100 times. With token supply fixed, he said, 
price would have to do “all of that work.” Claver also argued that available 
XRP supply could tighten further over time. He pointed to ETF products, 
corporate and bank treasury inventory, and DeFi pools as sources of locked-up 
tokens that would be unavailable for exchange liquidity. In that setup, he 
said, rising demand would collide with shrinking float and price would not 
“slide up gradually” but gap higher once sellers became scarce. Speed is the 
other pillar of the thesis. Claver said XRP’s 3-to-5-second settlement time 
gives the same pool of capital far more turnover than slower networks, 
allowing market makers to recycle liquidity more efficiently. But he stressed 
that speed alone is not enough. “If every single trade cost you 1 to 2% in 
slippage,” he said, “the speed advantage turns into a faster way to lose 
money.” He closed by arguing that market cap offers only a superficial 
snapshot because it assumes every token could be valued at the last traded 
price. For a network meant to process cross-border value at scale, he said, 
the real test is whether its order books can absorb institutional volume 
without destroying capital. On Claver’s telling, that makes higher XRP prices 
less a matter of hype than a structural condition for the network to do the 
job its advocates envision. At press time, XRP traded at $1.3337. Featured 
image created with DALL.E, chart from TradingView.com

XRP Needs Higher Prices To Handle Bank-Scale Flows, Jake Claver Argues

Investor sentiment in the crypto market sits at its lowest point in months — 
and the biggest Bitcoin holders are treating it like a buying window. Retail 
Sellers, Whale Buyers While everyday investors have been stepping back, 
wallets holding between 10 and 10,000 Bitcoin added roughly 61,568 coins over 
the past 30 days, according to data from market analytics firm Santiment. 
Related Reading: Over $6B: XAUT Futures Volume Rewrites Records On Binance 
That 0.45% increase in holdings came even as geopolitical tensions flared and 
broader financial markets turned choppy. At the same time, the smallest 
wallets — those holding under 0.01 BTC — also added coins, picking up around 
213 Bitcoin, a 0.42% rise. The two groups moved in the same direction, but for 
different reasons, analysts say. 🐳📈 Despite dipping to $68.1K today, Bitcoin&#8217;s 
key stakeholders are accumulating. Whales and sharks with 10-10K $BTC have 
accumulated 61,568 BTC (+0.45%) in the past month, which is a promising sign 
of an eventual breakout from this range. 🤑 Besides the current macroeconomic… 
pic.twitter.com/YDbRYNYH85 — Santiment (@santimentfeed) March 26, 2026 
Dominick John, an analyst at Zeus Research, said that large holders are 
quietly stacking during flat-price periods, not reacting to daily headlines. 
Small wallet holders, he said, are driven by something else entirely — fear of 
missing out when prices tick upward. &#8220;Small wallets are chasing the momentum,&#8221; 
John said, adding that if retail buying overheats, a brief sell-off before the 
next accumulation wave is possible. A Pattern Analysts Have Seen Before 
Santiment analysts pointed to a longer historical pattern: when large wallets 
accumulate while smaller holders are selling, it has often preceded the start 
of a sustained price rise. The firm called the current behavior a &#8220;promising 
sign&#8221; that a breakout from the months-long trading range could be ahead — and 
that the direction of that breakout is more likely to be up than down. Bitcoin 
exchange outflows have also been steady throughout March, data shows. Coins 
leaving exchanges typically signal holders are moving assets into cold 
storage, a sign they plan to hold rather than sell in the short term. Not 
every major holder has been buying, though. On March 19, two Bitcoin whales 
moved tens of millions of dollars worth of coins onto exchanges — a move that 
often precedes a sale. That day, Bitcoin prices dropped as attacks on Gulf oil 
and gas infrastructure pushed energy prices higher and rattled markets tied to 
the Iran conflict. Related Reading: Iran Rejects Peace Talk Claims, Leaving 
Bitcoin Stuck At $70K Extreme Fear Grips The Market The Crypto Fear &amp; Greed 
Index recorded a score of 10 on Thursday and 13 on Friday. Both readings fall 
firmly in &#8220;extreme fear&#8221; territory. The entire month of February and the week 
prior both averaged the same. A score of zero represents maximum fear; 100 
represents peak greed. That kind of prolonged fear reading is unusual. It 
reflects a market where uncertainty has settled in — not as a spike, but as a 
sustained mood. Middle East tensions have been a key driver. US and Israeli 
strikes against Iran in February triggered a wave of retaliations across the 
region, and the conflict has continued to weigh on global markets since. 
Featured image from EG Healthcare, chart from TradingView

Cryptocurrency price in EUR