Blockfi Interest

{"componentChunkName":"component---src-pages-rates-index-tsx","path":"/rates/","result":{"data":{"allContentfulPageRates":{"nodes":[{"title":"Crypto Interest Rates","topDescription":{"topDescription":"Check here to find the latest rates for interest-earning accounts and loans. Please note that crypto interest rates, withdrawal limits, and fees are subject to change."},"interestAccountRates":{"title":"BlockFi Interest Account (BIA)","description":{"json":{"data":{},"content":[{"data":{},"content":[{"data":{},"marks":[],"value":"BlockFi Interest Account clients can add their crypto and earn interest in crypto. Paid out at the beginning of every month, the crypto interest earned by account holders compounds, increasing the Annual Percentage Yield (APY)* for our clients. BlockFi uses a tiered Interest Structure. Click ","nodeType":"text"},{"data":{"uri":"https://help.blockfi.com/hc/en-us/articles/360056135851-How-do-the-Interest-Tiers-work"},"content":[{"data":{},"marks":[],"value":"here","nodeType":"text"}],"nodeType":"hyperlink"},{"data":{},"marks":[],"value":" to learn how our tiers work. Rates are effective January 1, 2022","nodeType":"text"}],"nodeType":"paragraph"}],"nodeType":"document"}},"footerDescription":{"json":{"data":{},"content":[{"data":{},"content":[{"data":{},"marks":[],"value":"* APYs reflect effective yield based on monthly compounding. Actual yield will vary based on account activity and compliance with BlockFi’s terms and conditions. Rates are largely dictated by market conditions, which are a key factor in a company’s ability to provide its clients yield on their crypto assets. For more information, please see our ","nodeType":"text"},{"data":{"uri":"https://blockfi.com/interest-account-terms/"},"content":[{"data":{},"marks":[],"value":"Terms of Service","nodeType":"text"}],"nodeType":"hyperlink"},{"data":{},"marks":[],"value":". Rates are subject to change. BlockFi will communicate any rate changes prior to these changes taking effect. Digital currency is not legal tender, is not backed by the government, and the BlockFi Interest Account (BIA) is not a bank account nor a brokerage account, and is not subject to FDIC or SIPC protections.","nodeType":"text"}],"nodeType":"paragraph"},{"data":{},"content":[{"data":{},"marks":[],"value":"BlockFi Interest Accounts are available in most countries worldwide and all U.S. states other than NY","nodeType":"text"}],"nodeType":"paragraph"},{"data":{},"content":[{"data":{},"marks":[],"value":"","nodeType":"text"},{"data":{"uri":"https://blockfi.com/promotions/"},"content":[{"data":{},"marks":[],"value":"Terms Apply","nodeType":"text"}],"nodeType":"hyperlink"},{"data":{},"marks":[],"value":"","nodeType":"text"}],"nodeType":"paragraph"}],"nodeType":"document"}},"rates":[{"currency":"BTC (Tier 1)","amount":"0 - 0.10 BTC","apy":"4.5%"},{"currency":"BTC (Tier 2)","amount":"0.10 - 0.35 BTC","apy":"1.0%"},{"currency":"BTC (Tier 3)","amount":"> 0.35 BTC","apy":"0.1%"},{"currency":"ETH (Tier 1)","amount":"0 - 1.5 ETH","apy":"5%"},{"currency":"ETH (Tier 2)","amount":"> 1.5 - 5 ETH","apy":"1.5%"},{"currency":"ETH (Tier 3)","amount":"> 5 ETH","apy":"0.25%"},{"currency":"LTC (Tier 1)","amount":"0 - 20 LTC","apy":"3.50%"},{"currency":"LTC (Tier 2)","amount":"> 20 - 100 LTC","apy":"1%"},{"currency":"LTC (Tier 3)","amount":"> 100 LTC","apy":"0.1%"},{"currency":"LINK (Tier 1)","amount":"0 - 100 LINK","apy":"2.50%"},{"currency":"LINK (Tier 2)","amount":"> 100 - 500 LINK","apy":"0.20%"},{"currency":"LINK (Tier 3)","amount":"> 500 LINK","apy":"0.1%"},{"currency":"USDC (Tier 1)","amount":"0 - 40,000 USDC","apy":"9%"},{"currency":"USDC (Tier 2)","amount":"> 40,000 USDC","apy":"8%"},{"currency":"GUSD (Tier 1)","amount":"0 - 40,000 GUSD","apy":"9%"},{"currency":"GUSD (Tier 2)","amount":"> 40,000 GUSD","apy":"8%"},{"currency":"PAX (Tier 1)","amount":"0 - 40,000 PAX","apy":"9%"},{"currency":"PAX (Tier 2)","amount":"> 40,000 PAX","apy":"8%"},{"currency":"PAXG (Tier 1)","amount":"0 - 1.5 PAXG","apy":"3.25%"},{"currency":"PAXG (Tier 2)","amount":"1.5 - 5 PAXG","apy":"0.2%"},{"currency":"PAXG (Tier 3)","amount":"> 5 PAXG","apy":"0.1%"},{"currency":"USDT (Tier 1)","amount":"0 - 40,000 USDT","apy":"9.5%"},{"currency":"USDT (Tier 2)","amount":"> 40,000 USDT","apy":"8.5%"},{"currency":"BUSD (Tier 1)","amount":"0 - 40,000 BUSD","apy":"9%"},{"currency":"BUSD (Tier 2)","amount":"> 40,000 BUSD","apy":"8%"},{"currency":"DAI (Tier 1)","amount":"0 - 40,000 DAI","apy":"9%"},{"currency":"DAI (Tier 2)","amount":"> 40,000 DAI","apy":"8%"},{"currency":"UNI (Tier 1)","amount":"0 - 100 ","apy":"3.25%"},{"currency":"UNI (Tier 2)","amount":"100 - 500 UNI","apy":"0.2%"},{"currency":"UNI (Tier 3)","amount":"> 500 UNI","apy":"0.1%"},{"currency":"BAT (Tier 1)","amount":"0 - 4,000 BAT","apy":"1.0%"},{"currency":"BAT (Tier 2)","amount":"> 4,000 - 20,000 BAT","apy":"0.2%"},{"currency":"BAT (Tier 3)","amount":"> 20,000 BAT","apy":"0.1%"}],"columnTableLabels":["Currency","Amount","APY*"]},"cryptoBackedLoanRates":{"title":"Crypto-Backed Loan Rates","description":{"json":{"data":{},"content":[{"data":{},"content":[{"data":{},"marks":[],"value":"The amount of USD you can borrow depends on the amount of collateral you post against the loan, and which loan-to-value (LTV) ratio you secure. LTV is determined by the amount of the loan divided by the value of the collateral for that loan.","nodeType":"text"}],"nodeType":"paragraph"}],"nodeType":"document"}},"footerDescription":{"json":{"data":{},"content":[{"data":{},"content":[{"data":{},"marks":[],"value":"Please Note: This information applies only to clients in the United States. Different terms apply to international clients. Additionally, 20% LTV is only eligible for BTC-backed loans of up to $20k USD. Certain restrictions may apply.","nodeType":"text"}],"nodeType":"paragraph"},{"data":{},"content":[{"data":{},"marks":[],"value":"*Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections.","nodeType":"text"}],"nodeType":"paragraph"},{"data":{},"content":[{"data":{},"marks":[],"value":"Security is our top priority. Please see our ","nodeType":"text"},{"data":{"uri":"https://blockfi.com/security"},"content":[{"data":{},"marks":[],"value":"Vulnerability Disclosure Form and Bug Bounty Program","nodeType":"text"}],"nodeType":"hyperlink"},{"data":{},"marks":[],"value":".","nodeType":"text"}],"nodeType":"paragraph"}],"nodeType":"document"}},"rates":[{"ltv":"50%","interestRate":"9.75%","originationFee":"2%"},{"ltv":"35%","interestRate":"7.9%","originationFee":"2%"},{"ltv":"20%\t","interestRate":"4.5%","originationFee":"2%"}],"columnTableLabels":["LTV","Interest Rate","Origination Fee"]}}]}},"pageContext":{}},"staticQueryHashes":["1614140377"]}