The long-hyped altcoin season had recently gone quiet. With several major assets pulling back and sentiment fading, the crypto market’s focus drifted back to Bitcoin. But this may be shifting again, as fresh signs of activity suggest that altcoins are…

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Speculation over a potential spot XRP ETF is electrifying crypto markets as 
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for a landmark investment product. Blackrock’s History With Bitcoin Raises 
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manager, became the focus of heightened market chatter this week over […]

Blackrock Clarifies XRP ETF Stance as Traders Double Down on Approval Odds

Hines&#8217; departure may impact the momentum of U.S. crypto policy, potentially 
affecting America&#8217;s position in the global digital economy.
The post Trump’s top crypto advisor Bo Hines departs amid ongoing efforts to 
build America’s Bitcoin reserve appeared first on Crypto Briefing.

Trump’s top crypto advisor Bo Hines departs amid ongoing efforts to build America’s Bitcoin reserve

The potential integration of Bitcoin (BTC), the world’s largest 
cryptocurrency, into the United States 401(k) retirement plans could open the 
door to a $12 trillion investment pool, marking a significant shift in 
mainstream adoption. With millions of Americans contributing to this plan 
every two weeks, even a small allocation to Bitcoin could create a steady, 
long-term inflow of capital far exceeding the impact of spot Exchange Traded 
Fund (ETF). Related Reading: Crypto Is Here To Stay—Even The SEC Can’t Do 
Anything About It, Analyst Says Bitcoin To Break Into 401(k) Retirement Market 
Bitcoin’s possible entry into the US $12 trillion 401(k) investment options 
could represent one of the largest structural inflows in the asset’s history. 
Tom Dunleavy, the Head of Venture at Varys Capital and a former senior analyst 
at Messari, declared in an X social media post on August 7 that 
cryptocurrencies in the 401(k) retirement plan are much bigger and more 
bullish news than the ETFs. Dunleavy explained that the US currently has 
around 100 million Americans participating in the 401(k) plan, where a fixed 
portion of each paycheck is automatically invested into preselected portfolios 
of stock and bonds. These allocations are typically reviewed annually at most, 
creating a steady and predictable stream of capital into financial markets. 
Additionally, over the past two decades, this 401(k) plan has been a critical 
driver behind the resilience and long-term upward trajectory of US equities. 
According to Dunleavy, the total value of assets in the 401(k) plans stands at 
approximately $12 trillion, with around $50 billion in fresh contributions 
added every two weeks. The analyst suggested that even a small portfolio 
allocation to Bitcoin would represent significant and recurring inflows. He 
estimated that a 1% allocation translates to roughly $120 billion in 
continuous buying, 3% would equate to $360 billion, and 5% would reach a 
whopping $600 billion. Unlike one-time purchases, Dunleavy notes that these 
allocations could continue indefinitely once set, creating a persistent demand 
floor for Bitcoin and other cryptocurrencies. He also compared the 401(k) plan 
to ETFs, claiming that cryptocurrencies within the investment pool could have 
a greater long-term impact than the launch of Spot Bitcoin ETFs. Regulatory 
Backdrop And BTC’s Path To Adoption Dunleavy has indicated that the possible 
integration of Bitcoin into the 401(k) investment menus is closely tied to the 
Employee Retirement Income Security Act of 1974 (ERISA). He noted that ERISA 
establishes fiduciary standards designed to protect participants&#8217; interests 
and ensure they receive promised benefits. Under this framework, most 
fiduciary risk is borne by consultants, who advise plan sponsors on asset 
allocation and investment options. Related Reading: Ripple-SEC Legal Drama 
Ends; XRP Skyrockets 13% For over a decade, these consultants have been 
researching the cryptocurrency market, building the knowledge base and 
compliance structures necessary to justify a modest crypto 
allocation—typically ranging between 1% and 5% for pensions and potentially 
401(k) participants. Until recently, structural and regulatory constraints 
meant crypto could not be directly offered as an investment choice. With those 
barriers potentially shifting, consultants now have both the regulatory cover 
and the research credibility to recommend adding Bitcoin to retirement plans. 
Featured image from Unsplash, chart from TradingView

Bitcoin Moves Into $12 Trillion Sector: Why BTC In 401Ks Is A Big Deal

Bitcoin’s August slump could push prices toward $90K, according to Robert 
Kiyosaki, who sees the potential drop as a golden opportunity to expand 
positions and drive extraordinary long-term gains. ‘Bitcoin August Curse’ 
Could Send Price to $90K, Says Robert Kiyosaki as He Prepares to Double 
Position Robert Kiyosaki, author of the best-selling book Rich Dad […]

Robert Kiyosaki Eyes Bitcoin Crashing to $90K This Month to Double His BTC Position

In a sweeping move hailed by crypto advocates, President Trump signed an 
executive order barring federal agencies from pressuring banks to cut off 
entire industries—a tactic critics dubbed “Operation Chokepoint 2.0.” The 
order marks a decisive win for firms long…