Prominent crypto trader James Wynn has deactivated his X account after his combined cryptocurrency wallet balance collapsed to just $10,176. This drop is almost a 99% loss from his estimated $100 million holdings earlier in 2025. Wynn changed his X…

How bad did James Wynn lose? Combined crypto balance plummets

Welcome to Latam Insights, a compilation of the most relevant crypto news from 
Latin America over the past week. In this week&#8217;s edition, the U.S. Congress 
introduces a sanctions bill against El Salvador, Trump slaps 50% tariffs on 
Brazil, and reports indicate that Argentina scored a zero-tariff agreement 
with the U.S. US Senate Introduces Bill […]

Latam Insights: US Congress Scrutinizes El Salvador’s Bitcoin Usage; Brazil Faces 50% Tariffs

Ripple Labs, a crypto payments company, continues to set its ambitions and 
those of XRP higher than ever as it edges closer to disrupting the global 
financial messaging giant SWIFT. After Ripple CEO Brad Garlinghouse previously 
projected that XRP could capture 14% of SWIFT’s volume, new estimates now 
point to even bolder targets. How Ripple Securing 20% Of SWIFT Could Impact 
XRP A new report by Paul Barron, a technologist and crypto analyst, has 
revealed an updated forecast for Ripple. The report highlights XRP’s growing 
potential to take on SWIFT in cross-border transactions. Ripple’s ambitions in 
the global financial infrastructure are becoming more tangible, as new 
projections suggest that XRP could eventually process up to 20% of SWIFT’s 
transactional volume. Related Reading: Analyst Sounds The Alarm: Shiba Inu 
Primed For Over 1,500% Breakout Notably, these fresh estimates come just a 
month after Garlinghouse and the Ripple company predicted a 14% share in 
SWIFT’s volume within five years. Now, with increasing institutional traction, 
growing market momentum, and rapid adoption, expectations are rising sharply. 
SWIFT, the global messaging network used by international banks and financial 
institutions to securely transmit information and cross-border payment 
instructions, currently handles $150 trillion in annual transaction volume. 
Based on this large figure, Barron disclosed that Ripple&#8217;s previously 
predicted 14% transactional volume projection would mean $21 trillion flowing 
annually through the XRP Ledger (XRPL). While 14% of SWIFT’s volume already 
represents a significant amount, Ripple now believes that XRP could handle an 
even greater share of the global cross-border payments market. Based on the 
same calculations used by Barron, if Ripple were to achieve 20% of SWIFT’s 
volume, it would translate to approximately $30 trillion in annual value 
flowing through the XRP Ledger. This projection underscores Ripple’s growing 
confidence in XRP as a viable alternative to the decades-old SWIFT network. 
The company has consistently indicated its goals to replace SWIFT, with XRP 
becoming a central player in transforming the global payments structure. XRP 
Scaling Potential And Market Implications The vision of XRP processing a 
significant amount of SWIFT’s volume annually raises major implications for 
its scalability, long-term utility and valuation. At such a scale, XRP would 
not merely be a bridge currency for remittance but a pillar in the future of 
traditional finance and digital currency markets. Related Reading: Don’t Hold 
Back—Expert Recommends Full Stake In XRP Ripple’s strategy hinges on 
overtaking SWIFT’s legacy system, which has long been criticized for its slow 
settlement times and high costs. The XRPL, with its near-instant settlement 
and low transaction fees, presents a modern alternative capable of 
streamlining transactions at scale. This expanding use case could elevate XRP, 
possibly even driving its current price of $2.78 higher to uncharted levels. 
If Ripple can execute its projections and secure 20% of SWIFT’s volume, it 
would mark a turning point not just for the company but for the broader crypto 
industry. Featured image from Unsplash, chart from TradingView

Ripple’s $21 Trillion Dream: What Capturing 20% Of SWIFT Volume Means For XRP

Bank of England governor Andrew Bailey joins a growing list of European 
officials concerned with the rise of stablecoins.

Bank of England governor warns against private stablecoin issuance

Last week, markets took a breather from headline-driven volatility, while 
institutional bitcoin accumulation continued. Meanwhile, tokenized equities 
made their debut, and a broader reckoning is underway as investors question 
the Fat Protocol thesis. This editorial is from last week’s edition of the 
Week in Review newsletter. Subscribe to the weekly newsletter to get the 
editorial […]

Fat Protocols Are Out, Fat Apps Are In

Tokens are a new financial wrapper, akin to the exchange-traded funds (ETFs) 
that debuted on US exchanges in 1993, Christopher Perkins said.