XRP climbed to a seven-week high above $2.39 on July 10, buoyed by rising investor interest and growing momentum among large holders. According to data shared by Santiment on July 9, XRP (XRP) crossed $2.39 for the first time since…

XRP hits 7-week high above $2.39 as whale accumulation rises — What’s next for XRP price?

US President Donald Trump and members of his administration have pushed for 
the passing of the GENIUS Act, which would regulate stablecoins in the US.

US sees stablecoins as key to preserving the dollar’s reserve status — Sygnum

Ripple’s ambitions in the global payments space have grown louder and more 
direct, as its CEO Brad Garlinghouse, openly stated at APEX 2025 that the 
company is aiming to take over SWIFT’s customer base. The commentary follows 
Ripple’s long-term strategy to shift global banking infrastructure away from 
legacy systems to the blockchain-based XRP Ledger. Meanwhile, central banks 
are increasingly taking note, with recent reports revealing that the capacity 
of Ripple&#8217;s network is currently being studied alongside SWIFT’s systems in 
experiments. Garlinghouse Sets Sights On SWIFT’s Market Share Speaking at the 
APEX summit, Ripple CEO Brad Garlinghouse declared that Ripple’s goal is not 
only to compete with SWIFT but to replace its role in moving money on the 
global scale. According to Garlinghouse, although SWIFT is very dominant in 
messaging, the most important thing is the liquidity that banks can provide. 
Related Reading: Ripple To Replace SWIFT? XRP Analyst Breaks Down Recent 
Developments “I think less about the messaging and more about liquidity,” he 
said. Ripple is targeting this deeper infrastructure among banks, which is the 
actual movement of value. Interestingly, Garlinghouse asserted that Ripple 
plans to capture up to 14% of SWIFT’s current cross-border volume within five 
years. That’s a bold number, especially considering the scale at which SWIFT 
currently operates. Recent estimates show that SWIFT currently facilitates 
more than 45 million financial messages and handles around $5 trillion in 
money transfers daily. Even a 14% share of that market would represent 
hundreds of billions of dollars in value flowing through Ripple’s ecosystem, 
which would create a significant demand for XRP in the process. Central Banks 
Are Tapping In Garlinghouse’s comments come at a time when institutional 
momentum appears to be shifting in Ripple’s favor. Interestingly, Ripple’s 
global push is not limited to private sector partnerships. A crypto enthusiast 
on the social media platform X known as Finance Bull recently drew attention 
to growing central bank interest in blockchain-based payment infrastructure. 
Unsurprisingly, Ripple’s technology is the key focus to this growing interest. 
Related Reading: Ripple Plans To Take 14% Of SWIFT Volume, USDC Lands On XRPL 
– What Does This Mean For XRP Price? Ripple’s xCurrent solution, which is 
built on the Interledger Protocol (ILP), was recently studied alongside 
SWIFT’s gpi system as part of Project Stella. Project Stella is a 
collaborative research initiative by the European Central Bank and the Bank of 
Japan. Basically, what this means is that central banks are starting to look 
into Ripple&#8217;s technology, which says a lot about the ecosystem&#8217;s outlook in 
the coming years. The fact that two of the world&#8217;s most influential central 
banks reviewed Ripple’s infrastructure alongside SWIFT is a signal that XRP’s 
utility is now being evaluated at the core of global monetary policy 
discussions. These developments closely align with what many fervent XRP 
supporters have long believed. There have been recurring predictions among the 
community’s most confident voices that XRP’s price is destined to move far 
beyond its current all-time high of $3.40. Some technical analyses have 
predicted double-digit prices for XRP. Other predictions for the XRP price are 
as high as $1,000. Featured image from Getty Images, chart from 
Tradingview.com

Ripple CEO Wants To Take Over SWIFT’s Customers — Centrals Banks Tap In

While both equities and bitcoin have climbed to record highs, expectations for 
a July rate cut from the U.S. Federal Reserve remain dim. As of now—20 days 
ahead of the Federal Open Market Committee (FOMC) meeting—the odds of no rate 
change sit at a hefty 93.3%. Fed Freeze: 93% Say No July Cut as September […]

July’s Rate Cut Dreams Fade: Fed Seen Holding Firm as Trump Fumes

Trump&#8217;s call for rate cuts amid tech and Bitcoin surges highlights tensions 
between market optimism and cautious monetary policy.
The post Trump says Bitcoin and tech boom show US economy is back, urges Fed 
to cut rates appeared first on Crypto Briefing.

Trump says Bitcoin and tech boom show US economy is back, urges Fed to cut rates

Coinbase, the leading U.S.-based cryptocurrency exchange, has teamed up with 
Perplexity, a Nvidia-backed artificial intelligence answer engine designed to 
provide access to trusted, real-time crypto data and information to traders. 
The partnership, announced on July 10, 2025 by Coinbase chief…