Rumors are spreading across X after reports surfaced that executives from 
SWIFT and Ripple may have held a private lunch in Miami. The rumor, first 
highlighted on X by XRP analyst Steph, suggested that the two payment giants 
quietly met to discuss possible collaboration involving XRP. There has been no 
official confirmation from either SWIFT or Ripple that such a meeting took 
place, nor has there been any statement acknowledging partnership talks. Even 
so, the possibility alone leads to conversations as to whether Ripple and 
SWIFT could eventually find common ground. Ripple To Move Forward With SWIFT? 
Ripple has positioned itself as a technology company built to modernize cross- 
border payments, which is a sector that has always been dominated by SWIFT. 
That competitive posture has led to years of comparisons between the two. 
Related Reading: How SWIFT Could End Up Working With XRP For Global Payments 
Ripple executives, including CEO Brad Garlinghouse, have openly discussed 
capturing a significant share of the cross-border payments market historically 
associated with SWIFT. In one conference, Garlinghouse noted that Ripple plans 
to capture around 14% of SWIFT’s processing volume within the next five years. 
Rumors are that a private executive luncheon recently took place between 
Ripple and SWIFT executives in Miami. However, this is not the first time 
whispers of collaboration between SWIFT and Ripple have circulated on social 
media. Over the years, social media has repeatedly speculated about potential 
integrations and transitions to XRP-based liquidity. None of those claims have 
materialized into a formal partnership announcement. Nevertheless, the 
conversation continues to attract attention from industry figures. For 
instance, business legend Patrick Bet-David publicly stated that he is buying 
XRP and sees a $100 price target if integration with SWIFT were to happen. Can 
SWIFT Integrate With Ripple? While speaking at the 2025 XRPL Apex Conference, 
Ripple CEO Brad Garlinghouse stated that the XRP Ledger could capture about 
14% of the volume currently processed by SWIFT within five years. However, 
replacing or even integrating with SWIFT is no small task, given the company 
is supported by decades of activity in financial institutions. SWIFT was 
founded in the 1970s and connects thousands of banks worldwide in over 200 
countries and territories. Related Reading: How Much Would You Have If You Put 
$500 In Bitcoin In 2014 Vs. XRP? Interestingly, SWIFT itself has acknowledged 
that blockchain technology has a role to play in the future of global finance. 
Back in September 2025, the company announced that it is adding a blockchain- 
based shared ledger to its technology infrastructure. Ripple, on the other 
hand, has been working tirelessly with acquisitions and partnerships to 
increase its footprint within institutional finance and global liquidity 
corridors. Acquisitions include purchases of Hidden Road and GTreasury. The 
company is also expanding its reach by onboarding regional banking partners 
across Asia, the Middle East, and Europe. The idea of SWIFT integrating with 
Ripple is not really far-fetched. In theory, SWIFT could continue to handle 
standardized messaging while also integrating distributed ledger technology 
for faster settlement. Featured image from Adobe Stock, chart from 
Tradingview.com

SWIFT Ready To Move Forward With XRP? Rumors Swirl Of Private Meeting

Coinbase reported a quarterly loss as it expanded into derivatives, 
stablecoins, and new markets to reduce reliance on spot crypto trading. 
Coinbase Global, Inc. reported a net loss of $670 million in the fourth 
quarter of 2025, despite posting record…

Coinbase posts $670M in Q4 loss as it expands beyond crypto trading

Peter Schiff warns the U.S. dollar is nearing a steep decline, forecasting 
soaring gold, silver, and oil prices while urging investors to shift capital 
from American assets into foreign markets. Dollar on the Brink: Schiff 
Foresees Soaring Gold, Silver, and Commodity Prices Economist and gold 
advocate Peter Schiff shared on social media platform X on […]

‘Bottom About to Drop’: Peter Schiff Predicts US Dollar Plunge Could Ignite Commodity Surge

XRP price failed to surpass $1.4650 and started another decline. The price is 
now correcting gains and might struggle to stay above $1.320. XRP price 
started a downside correction and declined below $1.40. The price is now 
trading below $1.380 and the 100-hourly Simple Moving Average. There is a 
declining channel forming with resistance at $1.3880 on the hourly chart of 
the XRP/USD pair (data source from Kraken). The pair could start another 
increase if it stays above $1.30. XRP Price Dips To Support XRP price failed 
to stay above $1.4650 and started a downside correction, like Bitcoin and 
Ethereum. The price dipped below the $1.420 and $1.40 levels to enter a 
negative zone. The price even tested the 50% Fib retracement level of the 
upward move from the $1.1356 swing low to the $1.5435 high. The bulls are now 
active near the $1.340 zone. Besides, there is a declining channel forming 
with resistance at $1.3880 on the hourly chart of the XRP/USD pair. The price 
is now trading below $1.3850 and the 100-hourly Simple Moving Average. If 
there is a fresh upward move, the price might face resistance near the $1.3880 
level. The first major resistance is near the $1.40 level, above which the 
price could rise and test $1.420. A clear move above the $1.420 resistance 
might send the price toward the $1.450 resistance. Any more gains might send 
the price toward the $1.4820 resistance. The next major hurdle for the bulls 
might be near $1.50. Downside Continuation? If XRP fails to clear the $1.40 
resistance zone, it could start a fresh decline. Initial support on the 
downside is near the $1.340 level. The next major support is near the $1.30 
level or the 61.8% Fib retracement level of the upward move from the $1.1356 
swing low to the $1.5435 high at $1.2920. If there is a downside break and a 
close below the $1.2920 level, the price might continue to decline toward 
$1.2650. The next major support sits near the $1.250 zone, below which the 
price could continue lower toward $1.2250. Technical Indicators Hourly MACD – 
The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI 
(Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. 
Major Support Levels – $1.340 and $1.2920. Major Resistance Levels – $1.3880 
and $1.40.

XRP Price Walks a Tightrope As Downside Threat Persists

Aave Labs has floated a new plan that could send all product revenue to the 
Aave community. Aave Labs has unveiled a new governance proposal that could 
reshape how revenue flows within the Aave ecosystem. In a non-binding 
“temperature check”…

Cryptocurrency price in USD