Binance is accelerating crypto’s shift into everyday commerce as more than 21 
million merchants adopt its payment system, highlighting growing real-world 
usage, seamless transactions, and expanding utility across global consumer and 
business activity. Binance Drives Global Crypto Payments as More Than 21M 
Merchants Join Digital payment adoption is accelerating across global commerce 
as crypto-based systems […]

Binance Pay Reaches 21M+ Merchants Signaling Mainstream Shift in Crypto Payments

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Pi Network began Protocol 21 migration with an April 6 node deadline as 
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Crypto pundit X Finance Bull has highlighted XRP’s mass adoption and its use 
across several continents. Given the altcoin&#8217;s global utility, the analyst 
noted that the token won’t remain undervalued forever, hinting it could still 
reach higher prices. Pundit Points To XRP’s Global Adoption Among Different 
Countries In an X post, X Finance Bull said that the estimated global 
distribution of XRP holders paints a picture most people miss. He revealed 
that Asia-Pacific leads with roughly 35% to 40% of holders and holds an 
average of 4,200 XRP. The primary uses of the altcoin among these Asia-Pacific 
holders are remittances and trading. The pundit noted that this is real people 
moving money across borders using XRP, highlighting the token’s utility. 
Related Reading: XRP Season About To Start? Historical Oversold Levels Point 
To Major Rally Furthermore, North America accounts for 25% to 30% of XRP 
holders globally, with smaller average holdings of around 1,850 XRP. The use 
case for the token among these holders is shifting towards institutional 
positioning, the pundit stated. Notably, demand for the altcoin has increased 
since the XRP ETFs launched last year. Wall Street giant Goldman Sachs is 
currently the largest XRP holder among these institutional investors. X 
Finance Bull also revealed that Europe accounts for 20% to 25% of holders, 
with an average of 2,100 XRP. These holders are said to be holding the token 
for portfolio diversification. Latin America is behind, accounting for between 
8% to 12% of holders. As in the Asia-Pacific region, the primary use case in 
Latin America is cross-border payments. In line with this, the pundit said 
that the altcoin isn’t limited to a single country and is a global asset, 
solving different problems for different people depending on where they live. 
He added that this kind of global utility doesn’t stay undervalued forever. 
Bull Case For The Altcoin In another X post, X Finance Bull made a bullish 
case for XRP, noting that 12 of the 30 banks SWIFT is collaborating with on a 
blockchain-based shared ledger for real-time, 24/7 cross-border payments are 
confirmed Ripple partners. He described this development as the moment he had 
been watching for. Related Reading: Analyst Reveals The Plan For XRP Price 
Using The Bitcoin Chart The pundit remarked that these 12 banks are linked to 
Ripple through payment networks, custody, steering groups, or banking 
consortia. He noted that the regulatory framework and the infrastructure are 
arriving at the same time and that the banks designing SWIFT’s blockchain 
future are the same ones that have partnered with Ripple. X Finance Bull added 
that the architecture of the future is being built by institutions that 
already know the XRP Ledger inside and out. At the time of writing, the XRP 
price is trading at around $1.32, down over 2% in the last 24 hours, according 
to data from CoinMarketCap. Featured image from Adobe Stock, chart from 
Tradingview.com

Cryptocurrency price in SEK