Klarna&#8217;s stablecoin launch on Stripe&#8217;s blockchain could revolutionize global 
payment systems, enhancing efficiency and reducing transaction costs.
The post &#8216;Buy now, pay later&#8217; giant Klarna debuts stablecoin on Stripe’s 
blockchain appeared first on Crypto Briefing.

‘Buy now, pay later’ giant Klarna debuts stablecoin on Stripe’s blockchain

VanEck’s amended BNB ETF filing scraps all staking plans — unlike its Solana 
product — explicitly distancing itself from BNB staking amid regulatory risk.

VanEck quietly backpedals on BNB ETF staking in latest SEC filing

Bitcoin isn’t here to play it safe—trading at $87,647 with a market cap of 
$1.74 trillion and 24-hour volume clocking in at $19.95 billion, the world’s 
favorite digital firecracker strutted through an intraday range of $85,545 to 
$89,111. But beneath the flashy figures, price action tells a more nuanced 
story—one of resistance battles, momentum mysteries, […]

Bitcoin Price Watch: Resistance Nears as $90K Becomes the Line in the Sand

What to Know: Franklin Templeton’s XRP ETF launch reinforces the idea that on- 
chain settlement assets are becoming part of mainstream financial 
infrastructure. As XRP’s payment narrative matures through regulated ETFs, 
investors increasingly look to smaller-cap projects building specialized on- 
chain payment rails. SUBBD Token targets the creator economy with Web3 
subscriptions, AI-powered tools, and on-chain payments designed to streamline 
global creator–fan monetization. The SUBBD presale blends high-advertised 
staking rewards with payment-focused utility, offering a leveraged play on the 
broader settlement narrative. Franklin Templeton stepping into the XRP ETF 
race is more than another ticker lighting up on NYSE Arca. Its new product, 
XRPZ, is being positioned as a regulated gateway into an asset the firm says 
plays a &#8216;foundational role&#8217; in global settlement. Coming from one of the 
world’s oldest asset managers, that language is a loud signal: on-chain 
payments aren’t a fringe experiment anymore, they’re entering the 
institutional toolkit. XRP’s pitch has always been straightforward: faster, 
cheaper cross-border settlement that overlays existing banking infrastructure 
instead of trying to rip it out. When a legacy manager wraps that thesis in an 
ETF and labels it core infrastructure, it effectively tells traditional 
capital that this is now part of the plumbing, not a speculative side quest. 
The market backdrop strengthens that read. XRP has been outperforming relief 
rallies as traders shift into payment and settlement narratives, while 
regulators in major jurisdictions are increasingly treating it as a utility- 
grade asset rather than a high-beta security proxy. The broader story of real- 
world payments, speed, and transaction efficiency is finally maturing just as 
institutional wrappers arrive. That’s where the ripple effects start. Once big 
funds get comfortable with the payments narrative through products like XRPZ, 
their next instinct is to look further down the risk curve for emerging 
infrastructure plays. If XRP is the ‘blue-chip’ settlement asset, the hunt 
naturally shifts to smaller-cap projects aiming to modernize payments in 
niche, high-growth verticals. And that’s exactly where SUBBD Token ($SUBBD) 
lands, a creator-economy payment and subscription layer enhanced by AI 
automation tools, currently live in presale and positioning itself as the next 
wave of Web3 settlement infrastructure. SUBBD Token Builds Payment Rails For 
The Creator Economy SUBBD positions itself as a Web3 subscription stack for 
the creator economy: recurring payments, gated content, AI-powered automation, 
and fan interactions, all unified by a single token. Instead of relying on 
card processors, unpredictable platform policies, and high take-rates, $SUBBD 
aims to let fans subscribe, tip, and unlock exclusive content fully on-chain, 
giving creators more control over revenue, distribution, and audience data. 
The core pitch mirrors the same value proposition that’s suddenly making XRP 
ETFs appealing to TradFi: efficient, programmable payments. Where XRP focuses 
on global settlement infrastructure, SUBBD targets the $80B+ creator economy, 
a sector still running on siloed, fee-heavy rails where creators depend on 
platforms that can change rules overnight. By moving subscriptions and 
microtransactions on-chain, SUBBD removes chargebacks, reduces intermediaries, 
lowers international friction, and makes cross-border creator payments 
effectively instant. At the center of that system is the token. $SUBBD powers 
platform payments, unlocks premium features, and rewards active participation 
across the ecosystem. Fans can request custom content, tip creators directly, 
or access authenticated AI-generated assets and subscriber-only experiences. 
Creators earn a native asset they can stake, reinvest into perks, and, as 
governance evolves, potentially help steer platform direction. Staking is a 
major part of the early flywheel. The presale advertises headline yields up to 
628%, a clear attempt to incentivize early adopters who want long-term 
exposure rather than short-term speculation. For investors watching XRP ETFs 
normalize on-chain settlement, a model where value flows back to participants 
instead of intermediaries fits neatly into the same macro trend. With that 
backdrop, SUBBD stops looking like a random presale and starts reading as a 
focused bet on where sector-specific payment rails are heading next, 
especially for investors tracking the overlap between creator monetization, AI 
tooling, and on-chain settlement. SUBBD Token Presale Targets High-Upside XRP- 
Style Thesis On the numbers front, the SUBBD presale has already cleared 
$1.36M in commitments, with tokens currently offered at around $0.057025. For 
a project still pre-listing, that level of early demand suggests the payments 
narrative is resonating with at least part of the market, especially notable 
given how choppy broader conditions remain. The presale is set to run into Q4 
2025, giving the team a long runway to expand the product suite, ship AI 
creator tools, and secure platform partnerships before major exchange 
listings. That buffer matters. If XRP-style payment narratives continue 
gaining institutional traction through ETFs and regulated wrappers, smaller 
projects positioned as niche payment rails could benefit from both narrative 
spillover and practical integration into everyday creator workflows. Our price 
predictions have SUBBD reaching a potential year-end 2025 high of around 
$0.438 — roughly a 7.7x gain from today’s presale pricing — assuming execution 
stays on track and market momentum continues. Looking ahead, the same 
framework floats a 2026 high around $0.66, which would imply roughly 11–12x 
upside under bullish conditions if user adoption and listings track 
positively. None of these scenarios is guaranteed. Hitting them would require 
SUBBD to deliver on its roadmap, onboard real creators and audiences, and 
avoid the typical post-listing unwind that derails many presales. But set 
against Franklin Templeton’s renewed push into XRP’s settlement thesis, the 
broader picture becomes clearer: If blockchains are increasingly being used as 
real settlement layers, then application-layer tokens specializing in high- 
frequency, creator-driven payments represent a logical higher-beta extension 
of that trend. For traders comfortable with that profile, the combination of 
live presale pricing, aggressive staking incentives, and a payments-first 
narrative aligned with XRP’s new institutional moment is the kind of setup 
that tends to catch early-stage attention. Risk-tolerant investors who want 
exposure to the narrative can follow our full guide on how to buy SUBBD. This 
article is for informational purposes only and does not constitute financial 
advice; always conduct independent research. Authored by Aaron Walker, NewsBTC 
– https://www.newsbtc.com/news/franklin-xrp-etf-bet-subbd-token-presale- 
creator-payments

Franklin’s XRP ETF Move Puts SUBBD Token’s Payments Play In The Spotlight

Bitcoin’s three-year advance may be rolling over, according to Chartered 
Market Technician Tony Severino, who argues that BTC has now completed a 
“triple bearish divergence” on higher timeframes – a structure he 
characterises as the trend “dying under the hood” even as price printed fresh 
highs. Bitcoin Has Hit A Triple Bearish Divergence In a video published on 
November 24 and shared on X, Severino says he had to go beyond standard 
references to formalise the pattern. “I really never heard that statement 
before,” he admits of the term triple negative divergence. “There wasn’t a lot 
of information on Google […] I turned to AI, turned to ChatGPT.” His working 
definition: “three successive higher highs on price and three successive lower 
highs on the technical indicator.” Related Reading: Bitcoin Local Bottom To 
Fall Between These Two Levels – Analyst A standard bearish divergence occurs 
when price makes a higher high while an oscillator such as RSI, MACD or 
Stochastic posts a lower high, signalling trend exhaustion. Extending that to 
three peaks, Severino says, amplifies the warning: “A triple negative or 
triple bearish divergence is basically the market screaming, price is still 
drifting higher, but under the hood, this trend is dying.” Later he adds, “A 
single divergence is already a warning. A triple divergence is like yellow, 
orange, flashing red.” Severino maps this pattern onto Bitcoin’s bull cycle 
using the monthly chart, anchored around three key highs. The first, he 
argues, came around the spot ETF launch and aligned with a wave-three impulse 
in his Elliott Wave count. “This was our ETF launch and it was during our wave 
three impulse […] everybody’s excited. We had the ETF launch […] strong 
volume, strong momentum,” he says, calling it the cycle’s momentum peak. The 
second high broke that level but on weaker internals. “Second high breaks the 
old high. The indicator’s high is weaker. This represents fewer aggressive 
buyers. Early participants start taking profits. This was me. I started taking 
profit here,” he notes. In his interpretation, that push represented a fifth 
wave. The third high, marginally above prior peaks near $126,000, is where he 
sees exhaustion. “On the third high, price index is higher. Marginal new high 
[…] I sold around $105k […] we went to $126k, so I left only a very small 
amount on the table to not get caught up in what comes after all this,” he 
says. The oscillator, however, made yet another lower high: “Buyers are 
exhausted at this point. Shorts are covering, late FOMO buyers push it just a 
little bit higher. Pros use this zone to offload positions or start shorting.” 
He argues that sentiment at the top was complacent rather than euphoric. “I 
don’t think we were euphoric here. I think we were euphoric at this one […] 
but we were very complacent this whole time […] everybody just was like, it’s 
going up forever.” Related Reading: Is Bitcoin Yet To Top In This Cycle? What 
aSOPR Suggests Crucially, Severino insists the divergence is a setup, not a 
standalone trigger: “You want confirmation before acting.” He points to 
several. First, a break of the rising trendline connecting the major swing 
lows: “Here is our trend line and we are below. There is our confirmation.” 
Second, loss of key moving averages such as the 20 and 50 EMA that had 
supported the uptrend. Third, a regime shift in weekly RSI: during the bull, 
it repeatedly bounced in the 40–50 zone, but now, he says, “falling below it 
is confirmation that the trend is now no longer holding.” On volume, he warns 
against reading the recent spike on a down candle as capitulation. While the 
FTX bottom showed extreme, climactic volume, the latest breakout in selling 
may instead be “the breakout and start of a trend” to the downside, he 
suggests, especially given the declining volume into Bitcoin’s final highs. 
How Low Can Bitcoin Go? For potential downside, Severino overlays Fibonacci 
levels on the full advance and references guidance that triple divergences 
often resolve toward the 0.5–0.618 retracement between $44,100 and $34,409. In 
Bitcoin’s case, he marks a wide lower zone where an A-B-C structure could 
terminate, estimating “about like 60 something percent, maybe even closer to 
70” from the top – “very par for the course for a Bitcoin bear market,” in his 
words. More ominously, he hints at a “bigger version of this” on even higher 
timeframes, suggesting a larger triple divergence may be forming with the 
recent structure nested inside it. “This could not be so great for the higher 
time frames Bitcoin,” he says. Still, he repeatedly stresses uncertainty and 
risk management. “I can’t say that this signal is the end-all be-all […] it 
doesn’t guarantee anything,” he says. “I definitely don’t want you to be like, 
hey, Tony, well, I believe you 100%. Immediately, I’m going to sell my coins. 
No, it’s not financial advice […] It’s more about how you manage risk.” At 
press time, Bitcoin traded at $87,658. Featured image created with DALL.E, 
chart from TradingView.com

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