For over a decade, Ripple and its executives have been steadily dumping XRP 
into the open market. Because XRP was fully created at launch, every token 
sold came from a known and finite supply. By comparing the original 
allocations from 2012 with current on-chain holdings, it is now possible to 
calculate how much XRP Ripple and its executives have offloaded so far. How 
XRP Was Allocated And Where The Tokens Went XRP was launched in 2012 with a 
fixed supply of 100 billion XRP, all created at once on the XRP Ledger. There 
has never been mining, staking, or inflation. Of that total supply, 80 billion 
XRP were transferred to the company that later became Ripple, while the 
remaining 20 billion XRP were allocated to founders and early insiders. The 
core individuals involved at launch were Jed McCaleb, Arthur Britto, and David 
Schwartz. Related Reading: Coinbase Exec Points Out The Big Difference Between 
Bitcoin And Central Banks More than a decade later, the remaining holdings of 
Ripple and its executives provide a clear benchmark for calculating how much 
XRP has been sold. Combined, Ripple and named executives currently control 
about 41.485 billion XRP. Ripple itself holds approximately 37.685 billion 
XRP, split between 3.5 billion XRP in wallets that can be accessed directly 
and 34.185 billion XRP locked in escrow. Among executives, Chris Larsen, 
Ripple’s chairman, holds about 2.5 billion XRP across eight wallets, while 
Arthur Britto controls roughly 1.3 billion XRP spread across seven wallets. 
David Schwartz, despite being a co-founder, holds a significantly smaller 
amount, peaking historically at around 26 million XRP, far below the multi- 
billion-token balances of other insiders. When current holdings are subtracted 
from the original allocations, the numbers indicate that Ripple and its 
executives have sold or distributed approximately 58.515 billion XRP since 
2012. What Those Sales Mean In Price And Market Terms The scale of these sales 
often raises concerns about long-term price pressure, but timing is critical. 
XRP’s earliest recorded market price was approximately $0.00587 in August 
2013. Today, it trades near $1.88, reflecting a remarkable increase of roughly 
31,756% over that period. These gains unfolded even as billions of XRP entered 
circulation gradually rather than in sudden waves. In 2017, Ripple implemented 
an escrow system that locked up 55 billion XRP, allowing up to 1 billion XRP 
to be released each month. Any unused portion is returned to escrow, 
effectively limiting unexpected supply shocks. As of 2026, 34.185 billion XRP 
remain locked under this system. Related Reading: Bitcoin Price Prediction: 
Analyst Forecasts 72.86% Crash To $30,000 Cumulatively, the 58.515 billion XRP 
sold over 13 years would be valued at approximately $109 billion at today’s 
prices. These sales occurred alongside ongoing ecosystem development, legal 
challenges, and multiple market cycles, highlighting that distribution 
happened in a managed, phased manner. Overall, while Ripple and its executives 
have distributed a significant portion of their holdings, the careful, escrow- 
managed approach over more than a decade coincided with sustained price 
appreciation. This suggests that strategic, phased selling has not undermined 
XRP’s long-term market growth. Featured image created with Dall.E, chart from 
Tradingview.com

Here’s How Much XRP Ripple Execs Have Dumped So Far

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