A prominent XRP commentator is pushing back on a familiar critique of Ripple’s 
business model, arguing that skeptics have the causality backwards when they 
claim the company sells XRP merely to amass traditional assets. In a post on X 
on Wednesday, CryptoInsightUK founder Will Taylor said the “haters” are “so 
close to being right,” but miss what he framed as the single step that changes 
the entire equation. What ‘Haters’ Get Wrong About XRP Taylor’s central claim 
is that Ripple’s token sales are not designed to swap out a volatile crypto 
asset for safer, conventional holdings. Instead, he described the sales as a 
means of funding infrastructure and integrations that ultimately increase the 
token&#8217;s long-term utility and value. “Haters say Ripple sell XRP so they can 
buy real-world companies and assets, because that’s how Ripple ‘makes money’,” 
Taylor wrote. “In my opinion, that completely misunderstands the business 
model and more importantly, the direction of causality. Yes, Ripple monetises 
some XRP. But not to replace XRP with traditional assets.” In Taylor’s 
telling, the misunderstanding starts with treating XRP like operating cash 
rather than a strategic, asymmetric asset. He argued that a large holder of an 
asset with outsized upside potential would not logically liquidate it simply 
to “stack normal companies,” especially if that asset could become worth more 
than the firm’s balance sheet at scale. Related Reading: XRP Becomes Most 
Bought Digital Asset, Bitcoin And Ethereum Bleed $500 Million “If you hold 
roughly 40% of an asset that, at scale, could be worth more than your entire 
balance sheet, you don’t treat it like operating cash,” he wrote. “You don’t 
say: ‘Let’s sell the most asymmetric asset we own just to stack normal 
companies.’ That would be insane.” From there, Taylor reframed Ripple’s 
acquisitions, integrations, and buildout efforts not as a pivot away from XRP 
but as “multipliers” that increase the odds XRP becomes a viable global 
settlement instrument. Traditional assets, he argued, are inputs to expand 
distribution, compliance, and liquidity: conditions that would make a bridge 
asset more useful at institutional scale. “When Ripple acquires or integrates 
with firms like Hidden Road, stablecoin infrastructure, or tokenised treasury 
rails, those assets are not the end goal,” Taylor wrote. “They are 
multipliers. Those companies are not replacing XRP. They are building the 
pipes that require XRP to function efficiently.” Related Reading: XRP Still 
Has A Path To $28 This Cycle, Analyst Says Taylor positioned this as a 
flywheel: XRP sits at the “strategic core” on the balance sheet, Ripple builds 
a full stack around payments and liquidity, institutions adopt because the 
rails are complete, and the token becomes a neutral settlement layer whose 
demand compounds over time. Under that framework, he said, short-term 
monetization is better understood as capital deployment in service of a long- 
term network effect rather than straightforward dilution. “That’s not 
dilution. That’s capital deployment,” Taylor wrote, adding that if Ripple 
simply wanted to be “a profitable TradFi-style company,” it would not “obsess 
over neutral settlement,” keep XRP “architecturally central,” or push it into 
“regulated institutional rails.” The distinction matters because it changes 
how observers interpret Ripple’s incentives. In Taylor’s model, the objective 
is not to sell the token in order to accumulate off-chain assets; it is to use 
off-chain assets—licenses, liquidity venues, compliance infrastructure, and 
institutional integrations—to increase XRP’s necessity as a settlement tool. 
“The endgame is not: ‘Sell XRP to buy assets,’” he wrote. “The endgame is: 
‘Use assets to make XRP unavoidable.’” At press time, XRP traded at $1.8773. 
Featured image created with DALL.E, chart from TradingView.com

Expert Says XRP ‘Haters’ Miss The Bigger Picture: Here’s What It Is

Bitwise is moving to list 11 single-asset crypto strategy ETFs on NYSE Arca, 
expanding U.S. market exposure to major protocol tokens as regulatory filings 
signal a broader push into diversified digital-asset products. NYSE Arca 
Listing Planned as Bitwise Registers 11 New Crypto ETFs Asset management firm 
Bitwise filed a post-effective amendment with the U.S. Securities […]

Bitwise Files 11 Single-Token Crypto ETFs With SEC, Signaling Strong Altcoin Demand

Money printing is a catalyst for higher risk-on asset prices, but the looming 
2026 US midterm elections could throw a wrench in markets.

‘Massive’ liquidity injections to boost BTC price in 2026, crypto exec says

Tokenization isn’t simply about digitizing assets; it’s about unlocking the 
mobility, interoperability, and strategic utility of collateral.

Tokenization won’t matter until it makes trillions in collateral move faster | Opinion

Bitcoin has managed to reclaim the $88,000 level, offering a brief sense of 
stability after weeks of choppy price action. However, the broader picture 
remains fragile. Since early December, BTC has repeatedly failed to push above 
the $90,000 threshold, a level that continues to cap upside attempts and 
reinforce market hesitation. Related Reading: Bitcoin Supply In Profit Sets 
The Stage For Bullish Cross In Q1 2026 Adding to the cautious outlook, 
CryptoZeno, a CryptoQuant analyst, points to miner behavior as a growing 
short-term risk factor. According to his analysis, Bitcoin miner outflows are 
signaling rising sell-side pressure, a dynamic that has historically mattered 
during periods of weak momentum. The data shows a clear relationship between 
miner activity and short-term price movements. Sharp increases in total miner 
outflows—especially when large volumes of BTC are sent to exchanges—have 
frequently coincided with local price pullbacks rather than sustained rallies. 
Miners are often considered informed market participants, typically operating 
with relatively low cost bases. When their distribution activity increases, it 
can introduce additional supply at moments when spot demand is already 
struggling to absorb selling pressure. While miner outflows alone do not 
define a broader market top, they can amplify short-term weakness, 
particularly in range-bound conditions like the one Bitcoin is currently 
facing. Miner Outflows Reinforce Short-Term Downside Risks The report explains 
that recent spikes in Bitcoin miner outflows have repeatedly been followed by 
immediate or near-term price weakness, reinforcing the link between miner 
behavior and short-term market dynamics. These episodes suggest that 
miners—often considered informed participants with relatively low production 
cost bases—are actively distributing supply during periods of strength or 
heightened uncertainty. While a miner selling on its own does not signal a 
macro market top, it frequently adds incremental supply at sensitive moments, 
increasing short-term pressure when liquidity is thin, or spot demand is 
unable to absorb new inflows. CryptoZeno adds that elevated miner outflows 
typically reflect a combination of factors. These include profit realization 
after rallies, the need to cover operational expenses, or a defensive response 
to weakening price structure. From an on-chain perspective, this behavior is 
not unusual during corrective or range-bound phases. However, when miner 
transfers to exchanges cluster within a short time window, their impact 
becomes more pronounced. Concentrated outflows can materially increase sell- 
side pressure on exchanges, raising the probability of corrective price moves 
rather than sustained upside continuation. At the macro level, miner 
distribution becomes especially influential when paired with broader 
headwinds. Neutral or declining risk appetite, tighter liquidity conditions, 
or cooling derivatives sentiment all reduce the market’s capacity to absorb 
additional supply. In such environments, miner-driven selling is less likely 
to be smoothly digested and can instead amplify downside volatility, keeping 
Bitcoin vulnerable in the near term. Related Reading: XRP Slides To $1.80 
While Binance Reserves Continue To Decline Bitcoin Struggles Below Key 
Resistance Bitcoin continues to trade in a tight consolidation range after 
failing to reclaim the $90,000 level, as shown on the daily chart. Following 
the sharp breakdown in November, price found support in the $85,000–$87,000 
zone, where selling pressure began to ease and volatility compressed. Since 
then, BTC has been moving sideways, signaling indecision rather than a 
decisive trend reversal. From a technical perspective, Bitcoin remains capped 
below its declining short-term moving averages. The 50-day moving average 
continues to slope downward and acts as dynamic resistance. The 100-day and 
200-day moving averages sit well above the current price, reinforcing a 
broader bearish structure. As long as BTC trades below these levels, upside 
attempts are likely to be sold into rather than sustained. Related Reading: 
XRP Selling Pressure Returns: Investors Shift From Holding to Distribution 
After the heavy sell-off in November, trading volume has gradually declined. 
This suggests that aggressive sellers have stepped back, but new demand has 
not yet entered with conviction. This typically characterizes a stabilization 
phase rather than the start of a new impulsive move. Structurally, Bitcoin is 
forming a base, but confirmation remains absent. A daily close above $90,000 
could signal a meaningful shift in momentum. And would open the door for a 
recovery toward higher resistance zones. Conversely, a loss of the $85,000 
support area could expose BTC to another leg lower. For now, the chart 
reflects balance, hesitation, and a market waiting for a catalyst. Featured 
image from ChatGPT, chart from TradingView.com

Cryptocurrency price in AED